The vast majority of people - particularly women - answer a survey saying they'd take the certainty over chance.

You have the choice of instantly receiving £50,000 or flipping a coin for a 50/50 chance of £1m. The vast majority decide on taking the £50k, according to a survey of thousands of people by YouGov. Women voted 82% in favour of the guaranteed cash. The poll has sparked a debate about why Brits appear more risk-averse than people in the US. So why are the results so clear-cut, and what are the financial and psychological factors at play? Sadly, there is little chance of ever having such a choice, but there are some interesting lessons for how we manage our money nonetheless. Nearly three-quarters (73%) of the 4,600 adults asked in the survey said they would take the £50,000 now. Just over a fifth (21%) went for the chance of £1m and, 6% of those asked sat on the fence and simply couldn't decide. The gender split in the results is striking. Some 82% of women opted for the £50,000, compared with 63% of men.